Automobile Financing

Affordable prices are only the start. We result in the whole buying procedure easier.

Your car loan requirements covered

Prices as little as

Enjoy incredibly competitive prices with great terms.

Complimentary Auto Buying Service

Our specialists will see the automobile you desire at a good cost. Begin right here.

Degree Up

Individuals may be eligible for loan price reductions by simply making consecutive, on-time re re re re payments.

Brand Brand Brand New Car Loan

Versatile terms, as much as 125per cent funding

  • New car loans interest rates only 3.14per cent APR
  • As much as 125 percent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Versatile terms as much as 84 months
  • No prepayment charges
  • Have a potential price decrease through LevelUp

Free user advantage: We’ll find your vehicle and negotiate a price that is great

Used Car Loan

Versatile choices to fit your requirements

  • Car or truck loan prices as little as 3.39per cent APR
  • Affordable payment terms as much as 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
  • As much as 125 percent funding with Guaranteed Auto Protection and Mechanical Breakdown Protection
  • Freedom which allows you to definitely purchase from payday loans no credit check a dealer, personal celebration, and even purchase a lease out
  • Like a rate that is potential through LevelUp

Free user advantage: We’ll find your car or truck and negotiate a good cost

Car Finance Refinancing

Trade-in your loan for a significantly better one

  • Car finance refinancing prices as little as 3.14per cent APR
  • Affordable payment terms as much as 84 months on cars as much as a decade old, maximum 125,000 kilometers
  • Loans as much as 125percent for the Kelley Blue Book value (just in case you owe significantly more than your car or truck may be worth )
  • Save well on your price by refinancing automotive loans off their finance institutions

Finance Calculator

Exactly exactly just exactly just exactly How car that is much we manage?

Our markers of success


“I’m to my 3rd Patelco car loan and I would not think about anyone that is trying. The consumer solutions is amazing!”


“I became assisted with a car loan and buy distribution. It had been the most useful experience – We never ever knew it existed.”


“we desperately required a car that is new but had small cash to place straight straight down. Patelco never ever hesitated to greatly help me personally.”

Shop the real means you need

Free, concierge car-buying solution

Allow Patelco Auto Buying solution professionals discover the vehicle you need and negotiate a fantastic cost for you.

Analysis & Shop with AutoSMART

utilize our AutoSMART solution to look, store and finance your ca r all within one destination.

You are invited to the automobile purchase

keep tuned in for information on upcoming vehicle purchase occasions.

Details not far off

Safeguard your new r >

Professional agents will discover you the best insurance coverage and security solutions during the price that is best.

Comprehensive Automobile Insurance solutions 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Fully Guaranteed Automobile Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links about this web web web web page will make you keep the Patelco Credit Union internet site. Although Patelco works closely with numerous lovers, third-party web web web web sites can offer a privacy that is different and degree of protection. Please consult the internet site’s online privacy policy for extra information. Patelco Credit Union doesn’t lawfully express the operator for this web web web site or the Patelco user, if the two come into a deal. Our company is additionally maybe maybe maybe maybe maybe not legitimately in charge of supply, viewpoints, services and products, or solutions provided or expressed on the webpage you might be planning to see.

1. APR (Annual Portion Price). Car prices as little as 3.14% APR effective 1/1/2020; susceptible to alter with no warning. Patelco provides a selection of base prices and discounts that be determined by facets such as for instance credit rating, loan term, Patelco loan and account balances, system designation and automobile age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment domestic discount. Real prices are disclosed to approved candidates on paper just before loan consummation that can be up to 11.89per cent APR. For more information on prices, terms and discounts that are available call 800.358.8228, see, or check out any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR for 48 months.

2. Insurance coverage items are maybe perhaps perhaps maybe perhaps not deposits of Patelco Credit Union and they are perhaps maybe maybe not insured by the NCUA. They may not be fully guaranteed by Patelco Credit Union and may even be at the mercy of danger. Any insurance coverage needed as a disorder of a expansion of credit by Patelco Credit Union will not need to be bought from Patelco Insurance solutions and may also be bought from a realtor or an insurance coverage business associated with user’s option. Patelco Insurance solutions is really a subsidiary of Patelco Credit Union. Insurance coverage items made available from Patelco Insurance solutions, A california insurance company (License #0C97544). Any complaints might be filed utilizing the Ca Department of Insurance, .

3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price having a maximum loan term of 60 months. Present price will differ predicated on credit history and terms. Funding for qualified Patelco Credit Union users. Offer legitimate only on Enterprise vehicle product product product product Sales automobiles purchased from 11/1/2018 – 12/31/2020. This offer may not be along with every other offer aside from those placed in this ad.